/ consoleenv: ho-chi-minh-cityContact
writing / journal
/ 06 — Work · Life

Two halves, one operator.

/ Work
Markets, trends, case-study breakdowns.
/ Life
Operating philosophy, routines, mental models.
journal / work · 03 entries

Work

Markets, trends, and case-study breakdowns. The operator's notes — written for the reader who will try to copy the playbook.

/ Markets

Reading the Vietnam fintech 2026 landscape

SME payments, embedded finance, and a quiet rewiring of the merchant stack. Where the structural opportunities actually sit.

11 min read
journal / life · 05 entries

Life

Operating philosophy, routines, and mental models. The first-person notes underneath the work — written in plain English.

/ Routine

A morning that compounds

5:30 AM. No phone for ninety minutes. Why the most boring habit on my calendar is also the one I refuse to skip.

5 min read
/ Mindset

The mindset that compounds

A worldview, not a workout. How a single operating philosophy — patient, honest with the numbers — protects both the company and the operator.

7 min read
/ Reading

Reading list — 2026

Twelve books for the year, half about systems, half about people, all with one thing in common: they survive a re-read.

6 min read
/ Practice

The operating ledger

One notebook, one page per day, three columns. The smallest accounting system that has kept me honest for six years.

6 min read